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Rethink My Career

Independent notes on changing the work you do

A note on a considered transition

Career-switch cash runway

Estimate how long available cash covers a monthly shortfall. Separate protected savings from money you can genuinely use for the switch.

Use your own USD assumptions and consistent periods. Required values have no suggested market defaults.

Scenario notes

Your assumptions will produce a scenario here.

Model boundary

Usable cash = max(0, savings − protected cash − upfront costs). Monthly shortfall = max(0, expenses − retained income). Runway = usable cash ÷ shortfall. With no shortfall, no drawdown is modeled; this is not unlimited financial security. Excludes uncertain job offers, interest, investment changes and unentered expenses.